![]() We hope these quick reads will help you increase your understanding of your insurance coverage, clear up confusion and help you avoid preventable losses! Please bear in mind that insurance policies may vary, so always check your own policy for language specific to your covered property. For a fuller introduction of the series, read HERE. The cost of a single break-in for a vacant or renovated property can be over four times the national average, so it is important to understand the differences and limitations. Lastly, the coverage of Theft, Vandalism, and Burglary can be limited. Another confusion is whether the Theft, Vandalism, and Burglary coverages are available under the 3 main policy formats: Basic, Broad, and Special. ![]() First, many people are unclear about what constitutes Theft versus Vandalism, or even Burglary. ![]() Insurance coverage for Theft and Vandalism can be confusing.
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